Calculate Your Required Minimum Distribution
Calculate Your Required Minimum Distribution
Required Minimum Distribution
Calculate your IRS-required minimum distribution using the 2025 Uniform Lifetime Table (IRS Publication 590-B). Applies to Traditional IRAs, 401(k)s, and most tax-deferred retirement accounts.
Dates of Birth
Account Owner
Beneficiary (spouse only)
i
Plan Information
Your RMD for —
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Distribution factor (divisor)
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Account balance used
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Owner age in RMD year
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IRS table applied
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Account type
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Monthly equivalent
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Withdrawal as % of balance
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Note:
Uses the 2025 IRS Uniform Lifetime Table III (IRS Pub. 590-B). RMDs begin at age 73 under SECURE 2.0. If your sole beneficiary is a spouse more than 10 years younger, Table II (Joint Life) applies and may lower your RMD. Always consult a tax advisor for your specific situation.
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